Destiny Credit Card Login @

Are you looking for the Destiny Credit Card? This article will give a detailed full guide on Destiny Credit Card login, Login Requirements, Login steps, reset password process and the contact details of the company.

What is the Destiny Credit Card?

The Destiny Credit Card is a financial tool for people with less than perfect credit scores. It’s designed to help you build or rebuild your credit, but it comes with certain costs and features that you should know about.

Destiny Credit Card
Official Website
NameDestiny Mastercard
Login Page
Customer Services1-800-583-5698

Key Features

  • Various Versions: The card comes in different versions, each with its own fees and credit limits.
  • Credit Limit: Generally, the credit limit offered is up to $700.
  • Fees and APR: The card has high annual fees (up to $175 initially) and a steep annual percentage rate (APR) of 35.9%.
  • No Security Deposit Required: Unlike some credit cards, you don’t need to pay a security deposit for the Destiny Card.

What are the Requirements for a Destiny Credit Card Login?

To log in to your Destiny Credit Card account, ensure you meet these requirements:

  • Account Registration: If you haven’t registered, do so on the Destiny Credit Card website using your credit card details and personal info.
  • Username and Password: You’ll need the username and password created during registration.
  • Internet Connection: A stable internet connection is necessary for the online login process.
  • Device: Use a computer, tablet, or smartphone to access the website.
  • Web Browser: Have a current web browser ready to visit the Destiny Credit Card website.

For more information, you can refer to the official Destiny Credit Card website or consult their customer support for assistance.

Destiny Credit Card Login Procedure: Step By Step

Step 1: Visit official website:
Step 2: Click ‘My Account’ option.
  • After this, there is the option of My Account on the right side, click there.
destiny credit card login
Step 3: Enter Your Credentials:
  • In the login fields, enter your username and password. These are the credentials you chose when you registered your account.
destiny credit card login
Step 4: Complete the Login:
  • After entering your details, click on the button (typically labeled ‘Log In’’) to access your account.
Step 5: Manage Your Account:
  • Once logged in, you can view your account balance, make payments, check transaction history, and manage other aspects of your Destiny Credit Card.

Destiny Card Login, Trouble Logging Process

Destiny Credit Card Account Password Reset Step

Step 1: Go to the Login Page:
Step 2: Find the Reset Option:
destiny credit card login Password
Step 3: Select ‘Reset Password’:
  • Then, click on the “Reset Password” option.
Step 4: Enter Required Information:
  • You’ll be asked to provide certain details to verify your identity. This typically includes your ‘Username, Last 4 Digit of codes, date of birth, and Social Security number.
destiny mastercard reset password
Step 5: Submit the Form:
  • After entering the information, click on the “Reset Password” option.
Step 6: Follow Instructions:
  • You’ll receive further instructions on how to reset your password, either through on screen prompts or via email.
Step 7: Set New Password:
  • Follow these instructions to create a new password.
Step 8: Log In Account
  • Now you can login your account.

Change The Destiny Credit Card Account Login Username

Follow these general procedures to reset your username for an online account. Remember that the actual procedure may differ slightly depending on the website or service:

Step 1: Visit the Login Page:
  • Go to the login page of the website or service for which you need to reset your username.
Step 2: Find Username Reset Option:
  • Then, click on the “Forgot username?” or something similar. This is usually located near the login fields.
destiny credit card login Password

Step 3: Enter Card Details:

  • Now, enter your 16 digits Account Number, Date of Birth and Social Security Number of your Destiny Credit Card.
destiny credit card login username
Step 4: Submit the Form:
  • After entering all information, then, click “Reset Username” option.
Step 3: Verify Your Identity:
  • Click on the link and follow the instructions. You’ll likely be asked to provide some information to verify your identity. This could include your email address, account number, or other personal details.
Step 4: Follow the Instructions:
  • The website will guide you through the steps to retrieve your username. This might involve receiving an email or text message with your username or further instructions.
Step 5: Retrieve Username:
  • Check your email or phone for the message from the service provider. Your username should be included in this message.
Step 6: Log In:
  • Once you have retrieved your username, return to the login page and proceed to log in using your username and password.

Why Choose Destiny Mastercard?

Choosing the Destiny Mastercard® can be a suitable option for certain individuals, particularly those with bad or fair credit who are seeking to build or rebuild their credit history.

Here are some reasons why you might consider this card:

  • Credit Building: Reports to major credit bureaus, aiding in credit score improvement.
  • No Security Deposit: Accessible without a deposit, beneficial for those with limited funds.
  • Mastercard Benefits: Offers global acceptance and standard Mastercard features.
  • Open to Less than Perfect Credit: Available to individuals with poor credit histories, including past bankruptcies.
  • Low Foreign Transaction Fee: Charges only 1% for foreign transactions.
  • High APR and Fees: Comes with a high annual percentage rate and annual fees.
  • No Rewards Program: Lacks rewards or cashback offerings.
  • Limited Additional Features: Offers fewer features compared to other credit cards.

Can I Pay My Destiny Card Bill?

Yes, you can pay your Destiny Card bill through several methods:

Online Payment: Log in to your account at and navigate to the payment section to pay your bill online.

Phone Payment: Call Destiny Card customer service at 1-800-583-5698 and follow the prompts to make a payment over the phone.

Mail Payment: Send a check or money order to the Destiny Card payment mailing address (ensure you include your account number on the check or money order):

Concora Credit
PO Box 4477
Beaverton, OR 97076-4477

Can I pay my Destiny Card bill by phone?

To pay your Destiny Card bill by phone:

  • Call: Dial 1-844-222-5695 to reach Concora Credit.
  • Automated Menu: Follow the prompts provided by the automated system.
  • Enter Information: Provide your card details, payment amount, and bank account information for the payment.
  • Confirm and Submit: Complete the process by confirming and submitting your payment.

Additionally, you can also pay your Destiny Card bill using the Concora Credit mobile app, online, by mail, or through MoneyGram, with online being the quickest method. For more details, it’s recommended to check the Destiny Credit Card website or contact their customer support.

Destiny Credit Card App

As of the latest information available, the Destiny Credit Card does not have a dedicated mobile app for either iOS or Android platforms. Customers typically manage their accounts through the Destiny Credit Card’s website, which is designed to be mobile-friendly and can be accessed from various devices including smartphones​​.

Destiny Credit Card Pros & Cons

Accessible to Those with Bad CreditHigh Fees
No Security DepositHigh Interest Rate
Credit Limit of ~$700No Rewards

Destiny Credit Card Customer Service

If a user has a problem with their credit card or online account, or if they have any problems when doing the above mentioned steps, they can call their customer service staff at the number listed below:

Contact TypeDetails
Customer Service1-800-583-5698
Correspondence AddressConcora Credit
PO Box 4477
Beaverton, OR 97076-4477

FAQs About the Destiny Mastercard

Q1. What are the benefits of the Destiny Mastercard?

Ans: The Destiny Mastercard offers credit bureau reporting, zero liability protection for unauthorized transactions, the ability to request cash advances, and convenient online account management.

Q2. How do I apply for a Destiny Credit Card?

Ans: You can apply on their website. If you have an invitation code, visit Without an invite code, fill out a pre qualification form at qualify.

Q3. How do I activate my new Destiny Credit Card?

Ans: Activate your card online at or by phone using the number provided on your card.

Q4. How do I log in to my Destiny card account?

Ans: Log in at using your username and password. If you forget your login details, there’s assistance available on the login page.

Q5. What is the Destiny Card support phone number?

Ans: You can contact Destiny card support at 1-800-583-5698 or by logging into your Destiny card account.