– My Destiny Card

Activating your My Destiny Card is a breeze through Our concise guide is crafted to streamline the activation process, making it hassle free for Destiny credit card holders.

Whether you have queries or need clarification on how to activate your My Destiny Card online, following our step by step instructions will ensure your Destiny Mastercard is ready to use in no time, unlocking a plethora of advantages to enhance your daily routine.

What is Destiny Card All About?

The Destiny Card, specifically the Destiny Mastercard, is a credit card primarily intended for people with weak or rebuilding credit. It offers the option to establish or improve credit by reporting to the major credit agencies. The card has fraud protection and online account management, but there is no rewards program, instead focusing on helping customers develop a stronger credit history.

My Destiny Mastercard Overview 2024

Card IssuerFirst Electronic Bank
Serviced ByConcora Credit Inc.
Eligibility18 years or older, valid SSN, physical US address
Activation ProcessOnline
Customer Support1 800 583 5698

Requirements to Activate Online

To activate your Destiny Credit Card online at, the prerequisites are quite simple:

  • You must have received your Destiny Credit Card in the mail.
  • Have your card number, expiration date, and security code ready.
  • Be prepared to provide your date of birth and social security number.
  • Ensure you have a stable internet connection for the online activation process.
  • Access to a computer or mobile device for visiting the website.

How to My Destiny Card At ?

Activating your Destiny Mastercard online can be done in two ways, depending on whether you have your 16-digit card number. Here’s how to do it:

If You Have Your 16-Digit Card Number

Step 1: Visit official website:
Step 2: Click ‘My Account’ option.
  • After this, there is the option of My Account on the right side, click there.
destiny credit card login

Step 3: Visit the Activation Site:
Step 4: Enter Card Details:
  • Input your 16 digit Destiny Mastercard number, along with your date of birth and social security number.
Step 5: Click ‘Continue to Next Step’
  • After entering your details, click on the “Continue to Next Step” button.
Step 6: Complete Registration:
  • Follow the on screen prompts to complete the registration process.
Step 7: Confirmation:
  • Once registered and the information is verified, your card will be activated and ready to use.

If You Do Not Have Your 16-Digit Card Number

Step 1: Access the Activation Page:
Step 2: Provide Personal Information:
  • Instead of the card number, enter your last name, zip code, date of birth, and social security number.
Step 3: Click ‘Continue to Next Step’
  • After entering your details, click on the “Continue to Next Step” button.
Step 4: Finish Registration:
  • Follow the steps provided on the website to complete your registration.
Step 5: Activation Complete:
  • After completing these steps, your Destiny Mastercard will be activated.

In both scenarios, make sure you have a stable internet connection and access to a web browser. If you encounter any issues, customer support can be reached for assistance.

My Destiny Card Activation By Phone

If you are having trouble with online activation or the direct link for your Destiny Mastercard is not working, consider utilizing Phone Activation:

  • Call Customer Service: Dial the number on the back of your credit card.
  • Use the Toll Free Number: Alternatively, call the Destiny Credit Card’s toll free customer service at 1 800 583 5698.
  • Follow Instructions: Carefully listen to and follow the automated instructions during the call.
  • Have Your Card Ready: Ensure your credit card is with you when making the call.
  • Provide Information: Be prepared to share card related details as requested.
  • Complete the Process: Follow all steps as directed by the automated system to activate your card.

How to Apply For The Destiny Mastercard?

If you want to get a Destiny Mastercard but don’t have a credit card, you may easily check if you’re pre approved on the Destiny card website. Here’s an easy method to accomplish it:

Step 1: Visit the Website:
Step 2: Find the ‘Apply Now’ Option:
  • Then, click on the “Apply Now” link section on the website.
Destinycard Apply
Step 3: Enter Required Information:
  • Fill in all the necessary details such as bellow
Destinycard apply
  1. Name,
  2. Address,
  3. Email,
  4. Phone Number,
  5. Date Of Birth {DD/MM/YYYY}
  6. Social Security Number {SSN}
  7. Total Monthly Income
  8. Total Monthly Expenses
  • On this page to check your eligibility for a new Destiny card.
Destinycard apply
Step 4: Click on ‘Submit Application’
  • After entering all this information click on Submit Application button.
Step 5: Soft Credit Inquiry:

The website will perform a soft inquiry on your credit profile. This means it won’t affect your credit score, and you’ll be able to see your eligibility status right away.

Step 6: Proceed if Pre Approved:

If you find out that you’re pre approved, you can move forward and complete a full application to get your Destiny Mastercard.

Can I Pay My Destiny Card Bill?

Online Payment:

Easily pay your bill online by logging into your account at Once logged in, navigate to the payment section.

Phone Payment:

You can also make a payment over the phone. Simply call Destiny Card customer service at 1 800 583 5698 and follow the automated prompts to complete your payment.

Mail Payment:

If you prefer, you can send a check or money order to the following address:

Mailing Address:

Concora Credit
PO Box 4477
Beaverton, OR 97076 4477

Destiny Mastercard App

The Destiny Mastercard does not presently have an official app for account management. To manage your Destiny Mastercard account, such as making payments or checking your balance, visit their website or contact customer support directly.

This approach is extremely typical for many credit cards, particularly ones designed to rehabilitate credit. If an app is released in the future, it will most likely be publicized on the Destiny Mastercard official website or via their customer contact channels.

Destiny Mastercard Customer Service

Contact TypeDetails
Customer Service1 800 583 5698
Fax503 268 4711
Technical Support1 800 705 5144
Correspondence AddressConcora Credit
PO Box 4477
Beaverton, OR 97076 4477


Q1. How do I activate my Destiny Mastercard?

Ans:- Activate your Destiny Mastercard online at or by calling the phone number provided on the back of your card.

Q2. Can I apply for the Destiny Mastercard without an invite code?

Ans:- Yes, you can apply without an invite by completing the pre qualification form on the Destiny card website to check your eligibility.

Q3. What are the main benefits of the Destiny Mastercard?

Ans:- The Destiny Mastercard offers benefits like credit bureau reporting, zero liability for unauthorized transactions, cash advance options, and convenient online account management.

Q4. Is there an annual fee for the Destiny Mastercard?

Ans:- Yes, the annual fee varies based on your credit history and will be disclosed upon approval.

Q5. How can I pay my Destiny Card bill?

Ans:- You can pay your bill online at, by phone via customer service, or by mailing a check or money order to the provided payment address.

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